Easily insure short-term receivables.
Willkommen

  Credit Insurance. Reliable and Secure. 

Effective credit insurance is a very complex matter. We make insured life as easy as possible for you. You can count on it.

Why Credit Insurance?

Credit insurance protects you against damages arising from non-payment, both in Austria and abroad. If your customer suddenly fails to pay, we step in. That applies both to non-payment of receivables and for down-payments and advances.

Tailored Risk Management

We are there for you, even before there is a loss. We will develop a tailored risk management solution together with you. We will scrutinise your customers in detail, thus minimising risk. And, if worst comes to worst, we will pay the loss.

Focus on Countries Outside of the OECD

Credit insurance is particularly important for exports, especially those going into non-OECD countries. Different legal systems, slow court proceedings or the political environment often make it difficult to collect receivables. We are the specialists for exactly these markets. We would be glad to advise you.

Avoid Losses

Companies often underestimate how much additional revenue they have to generate to compensate even for small bad debts:

 

Bad debt loss   Necessary additional revenue given a profit margin of 

3 %

5 %

8 %

10 %

12 %

3,000

 100,000

 60,000

37,500 

30,000 

25,000 

5,000

 166,667

 100,000

62,500 

50,000 

41,667 

8,000

 266,667

 160,000

100,000 

80,000 

66,667 

12,000

 400,000

 240,000

150,000 

120,000 

100,000 

15,000

 500,000

 300,000

187,500 

150,000 

125,000 

20,000

 666,667

 400,000

250,000 

200,000 

166,667 

50,000

1,666,667

 1,000,000

625,000 

500,000 

416,667 

100,000

 3,333,333

 2,000,000

1,250,000 

1,000,000 

833,333 

200,000

 6,666,667

 4,000,000

2,500,000 

2,000,000 

1,666,667 

 



Online Service
Contact

OeKB Versicherung AG

Tel. +43 1 531 27-2664

Fax +43 1 531 27-5691

send e-mail
 
TOP